Europe, Middle East & Africa
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Asia Pacific
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Payments  —

Digital wallets

Connect with your own branded credit card, or retain customers within your ecosystem for longer.

With Zai's white labelled digital wallet capability, the ways you can innovate, and the experiences you can create, are endless.

dotsHome&BeyondDigital Wallet

Create innovative payment experiences for your ecosystem

customer loyalty

Link Zai's digital wallets to your own loyalty points, your own branded credit cards, or give timely behaviour based offers.

With Zai, prevent leakage and keep customers coming back for more.

Inspire customer loyaltyThis week

Full featured flexibility

Customers can load their wallet using a variety of different payment methods and use funds within your ecosystem.

Automatically sweep and disburse payouts or allow customers to withdraw on-demand. The choice is yours.

Full Featured Flexibility

Innovate ahead of the curve

Design a closed loop platform and create industry leading experiences.

Zai enables new business models that can disrupt your industry and give you a sustainable competitive advantage. The possibilities are endless.

Ahead of the Curve

How it works


Direct Debit


Osko (Real Time)

Direct Credit


Digital Wallet

User 1

Digital Wallet

User 2

Your Ecosystem


Bank Account

Powerful features

  • Repeat
    Load funds from multiple payment sources
  • Exchange
    Inexpensive wallet-to-wallet transfers
  • Money
    API allows you to payout as-you-go or set to your own schedule
  • Web Design
    Full white labelling to let your brand shine
  • calculator
    Record, track, and reconcile every micro-transaction
  • C-Pulse
    Wallets created on a per transaction basis

“Using Assembly, Westpac’s Corporate Digital Wallet only needs to define a set of business rules. There’s no back-office changes required, and the rules are easily adapted to support new customer experiences. We believe customers and suppliers will value the transparency, trust, and flexibility this brings.”

Di Challenor

General Manager, Group Transaction Services Westpac

Disrupt your industry

Learn how Zai's platform can support your value proposition, and provide a competitive edge in your market. Get in touch today.

Contact Sales