Europe, Middle East & Africa
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Asia Pacific
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Solutions  —

Pay ins and payouts

We help digital platforms send and receive funds quickly and easily by simplifying payment complexity. 

APIs automate your pay ins and payouts so customers get paid in a timely manner, while friction-free back office processes win your business time back to focus on your user on-platform experience.

Payout - Customer using a remitter to send funds

Fast, flexible and frictionless payment flows

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Full pay in and payout flexibility

Configure simple one-to-one or multi-party pay ins and payouts. An end-to-end solution that scales with the business, connecting every vendor and buyer on your platform.

Make a complex payments environment easy to navigate by removing manual set up and keep track of complex payment flows by reconciling everything with APIs.

Customer making a payment

Instant payments that require minimal effort

API enabled activity throughout your workflow ensures authentication, liquidity, payment and settlement can happen instantly.

Help your customers deposit or withdraw payments on custom or fixed schedules, in batches or in real-time.

Improve Customer Cash Flow

Improve customer cash flow

Customers expect a speedy, frictionless payment experience. Payment APIs ensure that these users get paid in a timely and automatic manner.

Funds are received and allocated safely, and customers can choose their preferred payment method.

Making payments to multiple users with a speedy, frictionless payment experience

Security and trust

Trust amongst customers is key, and we are committed to helping you earn and maintain that.

Assembly’s payments platform is of bank grade security and we are PCI DSS Level 1 compliant.

Improve Customer Cash Flow

How it works


You set payout instructions


Assembly direct debits funds from your bank account

Assembly uses funds from your prefunded digital wallet


Assembly initiates disbursement


Funds are sent instantly via NPP

Funds are sent via batch process


Customer receives funds

Simplify pay ins with Virtual Accounts

Automatically match, reconcile and track incoming payments. Rejections and invalid IDs are returned instantly, giving your business a higher success rate.

Payment notifications are automatically sent to your platform via Zai's API so you can easily track where your money has come from, no manual reconciliation needed. You’ll have one location to view all your customers’ payments, regardless of their bank.

Improve Customer Cash Flow

Packed full of features

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    Faster payments mean less inbound customer support tickets
  • Lifering
    Manage complex payment flows by reconciling everything with APIs
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    Ensure payouts always go through with failover capability

“We searched extensively for a provider that could bring trusted payments to our marketplace, and Assembly was uniquely able to do so. Carsales has a strong track record of using innovative technologies that help deliver materially better experiences and outcomes for our members”

Larry Diamond

Chief Executive Officer, Zip

Enable frictionless payment flows

Find out how Zai's completely API driven solution can reduce admin time on your team and help you manage your pay ins and payouts quickly and simply.

Contact Sales