Design and build fast, flexible and frictionless payment flows to help your customers make and collect payments in several ways. APIs also simplify complex workflows to free up time so you can focus on your customers and other priority business areas.
To scale, fintechs need to master agility and operate in an efficient way. We go beyond integrating payment methods and apply our real time expertise to a reliable micro-service architecture that powers your payment workflows. Using APIs we can enable authentication, liquidity, payment and settlement with zero wait-times.
Enhance your existing payment workflow with APIs so every payout goes through without fail, pay ins can be easily tracked, unmatched payments are returned and reconciliation happens automatically.
Remove the headache of collecting and storing PII (personally identifiable information). Sign up end-users using a graduated identification process, ensuring your customers never provide more data than absolutely required.
You set payout instructions
Assembly direct debits funds from your bank account
Assembly uses funds from your prefunded digital wallet
Assembly initiates disbursement
Funds are sent instantly via NPP
Funds are sent via batch process
Customer receives funds
"Although complex to implement, this core value could differentiate us, giving us a unique selling point and a competitive advantage. After looking around the industry, we felt that Assembly (now Zai) had the most mature and reliable real-time payments platform in the market."
Dean Guo Mao
Co-Founder & CTO, BeforepayRead Case Study