Zai’s payment gateway is designed for businesses that need efficient, reliable, and tailored payment solutions. Built with flexibility at its core, Zai offers a seamless, API-first integration approach, making it easy to create, control, and manage end-to-end payment workflows. From simplifying complex fund flows to automating disbursements, Zai empowers businesses to focus on their growth while ensuring payment operations run effortlessly.
Simplify Payments with Zai's Payment Gateway
Build Smarter,
More Secure Payment Experiences
Trusted by leading fintech, proptech, and marketplace innovators.
Supported Payment Methods
Zai supports a wide array of payment methods, ensuring businesses can cater to various customer preferences and payment needs. These include:
Leverage the New Payments Platform (NPP) in Australia for real-time payment processing.
Allow customers to make secure, fast payments with card options.
Automate recurring payments for subscription-based services or ongoing financial commitments.
A modernised method for real-time payments, offering enhanced customer authorisation and management.
API-First Integration
Zai’s platform is built with developers in mind, providing RESTful APIs designed for speed, control, and scalability.
The API-first approach ensures that businesses have the tools to integrate payment workflows seamlessly into their existing platforms. Key aspects of Zai’s APIs include:
- Payment Creation and Management
Users can initiate, track, and reconcile payments programmatically. - Fund Distribution
Automate flows to distribute payments to multiple recipients or manage split payments with rules tailored to your business needs. - Detailed Documentation
Zai offers dedicated solution consultants, comprehensive guides and API references to ensure smooth integration. - Sandbox and Production Environments
Businesses can safely test workflows and implementations before taking them live.
Zai’s technical resources ensure that development teams are equipped to build secure and scalable payment solutions efficiently.
Key Features of Zai’s Payment Gateway
What sets Zai apart is its focus on providing payment infrastructure that is reliable, secure, and efficient. Here are the standout features Zai delivers:
Why Choose Zai?
Zai brings over a decade of experience in developing intelligent payment solutions. Supported by its API-driven platform, Zai provides reliable, scalable infrastructure that adapts to both high-growth startups and established enterprises.
From detailed documentation to sandbox environments, Zai empowers your tech team with the tools and resources needed to streamline integration. This ensures a shorter time to market and fewer technical hurdles during implementation.
Dedicated Local Account Managers
With Zai, you get more than technology. Our Australian-based Account Managers take the time to understand your business model, integration approach, and operational goals. They provide consistent support, working with you to navigate payment complexities, coordinate with technical specialists when needed, and adapt solutions as your needs evolve. This ongoing partnership means you always have a trusted point of contact who understands your business.
End-to-End Efficiency
Manual processes like payment scheduling, reconciliation, and rule-based fund allocation are eliminated with Zai’s automated workflows, enabling teams to allocate their time toward more strategic work.
Use Cases for Zai’s Payment Solutions
Zai provides payment solutions for industries where funds need to be collected, held, split, and paid out efficiently. Common applications include:
Collect customer payments, deduct platform fees, and disburse funds to sellers, contractors, or service providers. Each user can be assigned a unique balance account or PayID to simplify reconciliation.
Manage tenant rental payments, security deposits, BPAY bill payments, and disbursements to landlords or contractors in one unified workflow. Funds can be held and released in line with lease agreements or disputes.
Facilitate quick loan disbursements once approvals are complete. Simplify borrower repayments through direct debit or PayTo mandates. Lenders gain a competitive edge by settling funds faster without needing to manage the underlying rails themselves.
Simplify student fee collection with card, BPAY, direct debit, or PayTo. Split payments between institutions, tutors, and partners, while maintaining clear reconciliation through virtual accounts.
Each use case leverages Zai’s configurable workflows, balance accounts, and secure payment rails including direct debit, PayTo, card, BPAY, and account-to-account. These capabilities are delivered within a PCI DSS Level 1 and ISO 27001 certified environment.
Trusted by Leading Brands
Zai’s payment solutions are relied upon by industries ranging from fintech and proptech to marketplaces and education. These businesses trust Zai to handle their payments reliably and securely while helping them grow and innovate.
Case Study Highlights
Managed App, a leading proptech player, reduced payment turnaround times from 20 days to just 60 seconds, processing over 200 million dollars using Zai’s platform.
LIZ, a proptech innovator, uses Zai to deliver secure financial transactions seamlessly, ensuring a streamlined rental management experience.
Simplify Payments Today
Streamline your payment flows, protect your business with enterprise-grade security, and automate manual tasks with Zai’s payment gateway. Talk to our team to see how we can transform your payment processes.
