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Accept payments online

Collect payments

With Zai’s API solution, your business can accept payments online quickly and efficiently by all popular payment methods, localised to your region. Our payment orchestration layer automates payins making it easier for your customers to pay, eliminating back office processes for your team.

  • All major credit cards
  • E-wallets
  • Bank-to-bank payments, including real-time and overnight options
Collect payment methods

Collect payment methods

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Card
Bank to bank
Australia
Bill payment
Bank to bank, card
Fast/real-time
Bank to bank, card
Fast/real-time
Bank to bank, card
Overnight
Bank to bank, card
UK
Fast/real-time
Bank to bank
Overnight
Bank to bank
User looking at phone after receiving a notification after making a bill payment by BPAY
Cards and bank-to-bank Australia

Australian payments

In Australia Zai gives your business seamless access to major card issuers Visa, Mastercard and American Express.

While for bank-to-bank payins you can avail of fast, real-time payment with NPP and PayTo (via NPP), overnight payment with direct debit (via BECS) and bill payment with BPAY.

User looking at phone after receiving a notification after making a bill payment by BPAY
Bank-to-bank UK

UK payments

In the UK Zai offers your business fast, real-time payments via FPS, while the long-established BACS, CHAPS and SWIFT payments systems give you overnight payin options.

User looking at phone after receiving a notification after making a bill payment by BPAY
Fast and efficient

Optimise payins performance

Create one-to-one or multi-party payins with an end-to-end solution that scales with your business and connects you to your customers seamlessly. Customers can pay using their preferred payment method in real-time, or to a fixed schedule.

Remove manual set up and keep track of complex payment flows with automated reconciliations through Zai’s API.

User looking at phone after receiving a notification after making a bill payment by BPAY
Reconcile and track

Simplify payins with virtual accounts

Automatically match, reconcile and track incoming payments with a virtual account allocated to each user.

  • Higher success rate, fewer rejections
  • Easily track incoming funds with payment notifications
  • Receive payments in real-time
User looking at phone after receiving a notification after making a bill payment by BPAY
Secure

Enhanced compliance with card payments

  • PCI DSS compliant (PCI SAQ-A compliance level)
  • Capture and store payment details easily and securely with tokenisation
  • Reduce PCI scope 
  • Avoid costly, lengthy on-site data security assessments

Enable frictionless payment collection

Find out how Zai’s API-driven solution can reduce your administration while helping you manage payins more efficiently.

Contact Sales