Make online payments

Experience greater control over your payments process.

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Make fast, secure, and compliant payments effortless

Make online payments using a single platform. Whether you’re sending payments  to multiple recipients, supporting different payout methods, or using real-time options, our platform has the power to deliver.

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Built-in compliance

ISO 27001 certified, anti-money laundering rules, and adherence to global sanctions.


No need to manage multiple payment integrations. Our platform is all you need.

Better visibility

Manage, monitor, and deliver your payment disbursements.

Complete flexibility

Create disbursement workflows to suit your needs.

Multi-party payment disbursements

Remove complexity from multiple payments

Avoid the hassle of splitting payments to multiple recipients. Our platform lets you send a single payment to multiple contacts, and we manage the rest. Giving you a faster, more efficient payment process.

  • Manage multiple recipients within a single payment.
  • Create and automate your own payment process rules.

Faster payment process

Send payments at speed

Automate your payments with end-to-end payment orchestration. Get access to the best payment route to send payments, and ensure that your customers and suppliers get paid on time.

  • Choose the preferred payment method of the recipient.
  • Disburse payments in hours, not days.
  • Real-time and overnight options.
  • Account-to-account capabilities provide flexibility.


Get detailed insights for the make payments process

Use our platform to manage the entire make online payments process. Intuitively investigate issues and optimise your future payments, so you always deliver a robust service to your customers.

  • Manage and monitor your payments from one platform.
  • Receive response or error code insights.
  • Save time and reduce errors.

Built for Australian business needs

Built by Australians for Australians, we've been processing payments with local expertise and experience since 2013. We have the power to handle your payments seamlessly.

Bill payment
BPAY Bank transfer
Real-time payment
NPP Bank transfer
Overnight payment
Swift Bank Transfer
Bill payment
BPAY Bank transfer
Real-time payment
NPP Bank transfer
Overnight payment
Swift Bank Transfer

Make more payments, effortlessly

Learn how Zai’s API platform can make your payment disbursement more efficient, secure, and reliable.