Take control of how funds flow
Design payment flow
Zai’s API solution allows you to create and customise sophisticated payment flows to address your pain points. Customise any workflow imaginable, manage how money is paid in, flows to multiple parties, schedule pay, and create your ideal customer experience with our automation.
- One-to-many payment flows
- Many-to-many payment flows


Coming soon
Stored value accounts
Stored value accounts allow businesses to deposit and store funds for an extended period of time and use a wallet-based ledger service to manage those funds.
- Store unlimited balances in wallets for an indefinite period
- Create an unlimited number of sub-wallets
- Instantly transfer funds between wallets
- Reduce the time and effort of managing multiple fund disbursements
Click here to find out more, about our stored value accounts.

Reconcile and control
Power for your payments
- Utilise one powerful API to integrate multiple payment methods
- Easily reconcile payins and payouts
- Retain full control of your workflow, fee structure and payout schedule

Customisable and scalable
More flexibility, less complexity with a single integration
Manage multiple inbound and outbound payment flows with our modular, and fully customisable payment orchestration solution - designed to solve your unique payment pain points.
- Use the entire stack or just one feature
- Gain efficiencies with a fully flexible and scalable platform
- Make integration easy using our cloud-based API